The Use of Serious Games to Enhance Financial Literacy Among Adolescents
Kenneth Nelson 2025-02-08

The Use of Serious Games to Enhance Financial Literacy Among Adolescents

Thanks to Kenneth Nelson for contributing the article "The Use of Serious Games to Enhance Financial Literacy Among Adolescents".

The Use of Serious Games to Enhance Financial Literacy Among Adolescents

This paper critically analyzes the role of mobile gaming in reinforcing or challenging socioeconomic stratification, particularly in developing and emerging markets. It examines how factors such as access to mobile devices, internet connectivity, and disposable income create disparities in the ability to participate in the mobile gaming ecosystem. The study draws upon theories of digital inequality and explores how mobile games both reflect and perpetuate existing social and economic divides, while also investigating the potential of mobile gaming to serve as a democratizing force, providing access to entertainment, education, and social connection for underserved populations.

The intricate game mechanics of modern titles challenge players on multiple levels. From mastering complex skill trees and managing in-game economies to coordinating with teammates in high-stakes raids, players must think critically, adapt quickly, and collaborate effectively to achieve victory. These challenges not only test cognitive abilities but also foster valuable skills such as teamwork, problem-solving, and resilience, making gaming not just an entertaining pastime but also a platform for personal growth and development.

This study presents a multidimensional framework for understanding the diverse motivations that drive player engagement across different mobile game genres. By drawing on Self-Determination Theory (SDT), the research examines how intrinsic and extrinsic motivation factors—such as achievement, autonomy, social interaction, and competition—affect player behavior and satisfaction. The paper explores how various game genres (e.g., casual, role-playing, and strategy games) tailor their game mechanics to cater to different motivational drivers. It also evaluates how player motivation impacts retention, in-game purchases, and long-term player loyalty, offering a deeper understanding of game design principles and their role in shaping player experiences.

This paper systematically reviews the growing body of literature on the use of mobile games as interventions in mental health treatment, particularly focusing on anxiety, depression, and cognitive disorders. The study examines various approaches to game-based therapy, including cognitive behavioral therapy (CBT) and mindfulness-based games, assessing their effectiveness in improving emotional well-being and mental resilience. The paper proposes a conceptual framework that integrates psychological theories with game design principles to develop therapeutic mobile games. Furthermore, the study explores the ethical implications of using mobile games for mental health interventions, such as user privacy, data security, and informed consent.

Virtual avatars, meticulously crafted extensions of the self, embody players' dreams, fears, and aspirations, allowing for a profound level of self-expression and identity exploration within the vast digital landscapes. Whether customizing the appearance, abilities, or personality traits of their avatars, gamers imbue these virtual representations with elements of their own identity, creating a sense of connection and ownership. The ability to inhabit alternate personas, explore diverse roles, and interact with virtual worlds empowers players to express themselves in ways that transcend the limitations of the physical realm, fostering creativity and empathy in the gaming community.

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