The Use of Serious Games to Enhance Financial Literacy Among Adolescents
Mary Johnson 2025-02-03

The Use of Serious Games to Enhance Financial Literacy Among Adolescents

Thanks to Mary Johnson for contributing the article "The Use of Serious Games to Enhance Financial Literacy Among Adolescents".

The Use of Serious Games to Enhance Financial Literacy Among Adolescents

This paper applies Cognitive Load Theory (CLT) to the design and analysis of mobile games, focusing on how game mechanics, narrative structures, and visual stimuli impact players' cognitive load during gameplay. The study investigates how high levels of cognitive load can hinder learning outcomes and gameplay performance, especially in complex puzzle or strategy games. By combining cognitive psychology and game design theory, the paper develops a framework for balancing intrinsic, extraneous, and germane cognitive load in mobile game environments. The research offers guidelines for developers to optimize user experiences by enhancing mental performance and reducing cognitive fatigue.

This paper investigates how different motivational theories, such as self-determination theory (SDT) and the theory of planned behavior (TPB), are applied to mobile health games that aim to promote positive behavioral changes in health-related practices. The study compares various mobile health games and their design elements, including rewards, goal-setting, and social support mechanisms, to evaluate how these elements align with motivational frameworks and influence long-term health behavior change. The paper provides recommendations for designers on how to integrate motivational theory into mobile health games to maximize user engagement, retention, and sustained behavioral modification.

This paper examines the role of multiplayer mobile games in facilitating socialization, community building, and the formation of online social networks. The study investigates how multiplayer features such as cooperative gameplay, competitive modes, and guilds foster interaction among players and create virtual communities. Drawing on social network theory and community dynamics, the research explores the impact of multiplayer mobile games on players' social behavior, including collaboration, communication, and identity formation. The paper also evaluates the potential negative effects of online gaming communities, such as toxicity, exclusion, and cyberbullying, and offers strategies for developers to promote positive social interaction and inclusive communities in multiplayer games.

This paper delves into the concept of digital addiction, specifically focusing on the psychological and social impacts of excessive mobile game usage. The research examines how mobile gaming, particularly in free-to-play models, contributes to behavioral addiction, exploring how reward loops, social pressure, and the desire for progression can lead to compulsive gaming behavior. Drawing on psychological theories of addiction, habit formation, and reward systems, the study analyzes the mental health consequences of excessive gaming, such as sleep disruption, anxiety, and social isolation. The paper also evaluates preventive and intervention strategies, including digital well-being tools and game design modifications, to mitigate the risk of addiction.

This study examines the ethical implications of data collection practices in mobile games, focusing on how player data is used to personalize experiences, target advertisements, and influence in-game purchases. The research investigates the risks associated with data privacy violations, surveillance, and the exploitation of vulnerable players, particularly minors and those with addictive tendencies. By drawing on ethical frameworks from information technology ethics, the paper discusses the ethical responsibilities of game developers in balancing data-driven business models with player privacy. It also proposes guidelines for designing mobile games that prioritize user consent, transparency, and data protection.

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