Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults
Judith Mitchell 2025-02-06

Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults

Thanks to Judith Mitchell for contributing the article "Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults".

Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults

This research explores the intersection of mobile gaming and behavioral economics, focusing on how in-game purchases influence player decision-making. The study analyzes common behavioral biases, such as the “anchoring effect” and “loss aversion,” that developers exploit to encourage spending. It provides insights into how these economic principles affect the design of monetization strategies and the ethical considerations involved in manipulating player behavior.

This study analyzes the psychological effects of competitive mechanics in mobile games, focusing on how competition influences player motivation, achievement, and social interaction. The research examines how competitive elements, such as leaderboards, tournaments, and player-vs-player (PvP) modes, drive player engagement and foster a sense of accomplishment. Drawing on motivation theory, social comparison theory, and achievement goal theory, the paper explores how different types of competition—intrinsic vs. extrinsic, cooperative vs. adversarial—affect player behavior and satisfaction. The study also investigates the potential negative effects of competitive play, such as stress, frustration, and toxic behavior, offering recommendations for designing healthy, fair, and inclusive competitive environments in mobile games.

This study compares the educational efficacy of mobile games designed for learning with those created purely for entertainment purposes, examining their impacts on knowledge retention, critical thinking, and problem-solving skills. Drawing from educational theory, cognitive psychology, and game design, the research evaluates how various game mechanics—such as points, challenges, and feedback loops—affect learning outcomes. The paper investigates how mobile games can bridge the gap between fun and education, proposing a framework for creating hybrid games that are both enjoyable and educational. The research also addresses the challenges of assessing learning outcomes in gamified environments and the role of player motivation in educational success.

This paper explores the potential of mobile games to serve as therapeutic tools in the treatment of mental health conditions, such as anxiety, depression, and PTSD. It examines how game mechanics and immersive environments can be used to provide psychological relief, improve emotional regulation, and facilitate cognitive-behavioral therapy. The study discusses challenges in integrating therapeutic design with traditional game elements and offers recommendations for the development of clinically effective mobile health games.

This paper explores the use of mobile games as educational tools, assessing their effectiveness in teaching various subjects and skills. It discusses the advantages and limitations of game-based learning in mobile contexts.

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