Patrick Russell 2025-02-01

The Use of Serious Games to Enhance Financial Literacy Among Adolescents

Thanks to Patrick Russell for contributing the article "The Use of Serious Games to Enhance Financial Literacy Among Adolescents".

This paper examines the intersection of mobile games and behavioral economics, exploring how game mechanics can be used to influence economic decision-making and consumer behavior. Drawing on insights from psychology, game theory, and economics, the study analyzes how mobile games employ reward systems, uncertainty, risk-taking, and resource management to simulate real-world economic decisions. The research explores the potential for mobile games to be used as tools for teaching economic principles, as well as their role in shaping financial behavior in the digital economy. The paper also discusses the ethical considerations of using gamified elements in influencing players’ financial choices.

This study examines the impact of cognitive load on player performance and enjoyment in mobile games, particularly those with complex gameplay mechanics. The research investigates how different levels of complexity, such as multitasking, resource management, and strategic decision-making, influence players' cognitive processes and emotional responses. Drawing on cognitive load theory and flow theory, the paper explores how game designers can optimize the balance between challenge and skill to enhance player engagement and enjoyment. The study also evaluates how players' cognitive load varies with game genre, such as puzzle games, action games, and role-playing games, providing recommendations for designing games that promote optimal cognitive engagement.

This study investigates the economic systems within mobile games, focusing on the development of virtual economies, marketplaces, and the integration of real-world currencies in digital spaces. The research explores how mobile games have created virtual goods markets, where players can buy, sell, and trade in-game assets for real money. By applying economic theories related to virtual currencies, supply and demand, and market regulation, the paper analyzes the implications of these digital economies for the gaming industry and broader digital commerce. The study also addresses the ethical considerations of monetization models, such as microtransactions, loot boxes, and the implications for player welfare.

This research applies behavioral economics theories to the analysis of in-game purchasing behavior in mobile games, exploring how psychological factors such as loss aversion, framing effects, and the endowment effect influence players' spending decisions. The study investigates the role of game design in encouraging or discouraging spending behavior, particularly within free-to-play models that rely on microtransactions. The paper examines how developers use pricing strategies, scarcity mechanisms, and rewards to motivate players to make purchases, and how these strategies impact player satisfaction, long-term retention, and overall game profitability. The research also considers the ethical concerns associated with in-game purchases, particularly in relation to vulnerable players.

This paper examines the growth and sustainability of mobile esports within the broader competitive gaming ecosystem. The research investigates the rise of mobile esports tournaments, platforms, and streaming services, focusing on how mobile games like League of Legends: Wild Rift, PUBG Mobile, and Free Fire are becoming major players in the esports industry. Drawing on theories of sports management, media studies, and digital economies, the study explores the factors contributing to the success of mobile esports, such as accessibility, mobile-first design, and player demographics. The research also considers the future challenges of mobile esports, including monetization, player welfare, and the potential for integration with traditional esports leagues.

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